Aaj ke daur mein har teesra vyakti social media par “Finance Expert” bana baitha hai. YouTube ho ya Instagram, har jagah aapko “Best Multibagger Stock” ya “Raato-raat ameer banne ke tarike” batane wale mil jayenge. Lekin kya aapne kabhi notice kiya hai ki jis stock ke baare mein bada halla hota hai, wahi stock do-teen din baad niche girne lagta hai?
Aaj Paisaupdate.com par hum kisi bade bank ya bade portal ki tarah nahi, balki aapke dost ban kar is “Sharks ki duniya” ka parda-faash karenge.
Finfluencers aur “Pump and Dump” ka Khel
Maine khud market ko kareeb se dekha hai aur ek baat notice ki hai: Jab bhi koi bada influencer kisi stock ki tareefon ke pul baandhta hai, toh retail investors (aap aur hum) usme paisa laga dete hain.
Asliyat kya hai?
Aksar in influencers ko bade operators ya companies ne paise diye hote hain. Jaise hi retail janta stock kharidti hai, price upar jata hai. Usi waqt bade “Sharks” apna profit book karke nikal jate hain, aur stock seedha “Bottom” (lower circuit) mein chala jata hai. Is khel mein nuksan sirf aam aadmi ka hota hai.
Bade Portals vs. Retail Investors: Aapko kya nahi bataya jata?
Bade finance news portals hamesha “Corporate” ki side lete hain. Unke liye aap sirf ek “Data” hain.
- Paid News: Kai baar news portals par positive reports dikhayi jati hain taaki bade investors ko “Exit” mil sake.
- Complex Language: Wo itni mushkil bhasha ka use karte hain ki aam aadmi dar jaye aur unki premium services le le.
Paisaupdate.com ka Vision: Hum finance ko itna aasaan banayenge ki Sankhol se lekar Lucknow tak ka har banda ise samajh sake.
Stock Market ke “Sharks” se Bachne ke 5 Sunahare Niyam
Agar aapko bade logo ke jaal se bachna hai, toh ye niyam aaj hi apni diary mein likh lo:
A. “Upper Circuit” ke peeche mat bhago
Agar koi stock lagatar 5-10 din se 5% ya 10% upar ja raha hai aur har koi uski baate kar raha hai, toh samajh lo wahan trap lag chuka hai. FOMO (Fear of Missing Out) mein kabhi entry na lein.
B. Promoter ki Holding check karein
Bade log tabhi faste hain jab promoter khud apni company ke share bech raha ho. Agar promoter bhag raha hai, toh aapko wahan rukne ki zaroorat nahi hai.
C. Cash-flow aur Karz (Debt)
Sirf profit mat dekho. Dekho ki company ke paas cash kitna hai. Kai companies paper par profit dikhati hain lekin unke paas salary dene ke paise nahi hote.
D. Unlisted Shares ki Sachayi
Aapne NSE ya MSEI ke unlisted shares ke baare mein suna hoga. Ye achhe hote hain lekin inme “Liquidity” ka khatra hota hai. Inhe tabhi kharidein jab aapka nazariya 3-5 saal ka ho.
Finfluencers ki “Tips” ka Kaala Sach (Aapka Notice kiya hua Point)
Doston, ek baat jo maine (Paisaupdate.com) khud notice ki hai aur aapne bhi dekhi hogi—jaise hi koi bada influencer kisi stock ka naam leta hai ya uspar reel banata hai, uske thik ek ya do din baad wo stock lagatar bottom (lower circuit) mein jaane lagta hai. Aisa kyun hota hai?
Ye ek sochi-samjhi saazish hoti hai. Ye bade log (Sharks) pehle se hi saste mein stock lekar baithe hote hain. Jab price thoda upar jata hai, toh ye influencers se uski tareef karwate hain. Hum jaise log jab unki videos dekh kar “Buy” karte hain, toh unhe apna maal bechne ke liye “Buyers” mil jate hain.
Natija ye hota hai:
Phas gaya kaun? Sirf aap aur hum jaise retail investors, jo bottom par stock ko girte hue sirf dekhte reh jate hain.
Influencer ko apni fees mil gayi.
Operator (Shark) ne apna profit book kar liya.
Ek Middle-Class Investor ki Strategy (50,000 Salary Example)
Bhai, agar aapki salary 50,000 hai, toh aapko “Sharks” ki tarah risk lene ki zaroorat nahi hai. Aap “Slow and Steady” khel kar bhi crorepati ban sakte hain.
- Emergency Fund: Pehle 3-6 mahine ka kharcha alag rakhein.
- Index Funds: Nifty 50 mein paisa lagayein jahan desh ki top 50 companies aapka paisa manage karti hain.
- Direct Equity: Sirf un companies mein lagayein jinka product aap roz use karte ho (Jaise Tata Motors ya Reliance).
Google AdSense aur Trustworthy Content
Hum Paisaupdate.com par jo bhi likhte hain, wo research-based hota hai. Hum kisi bhi aisi scheme ko promote nahi karte jo illegal ho ya RBI/SEBI ke rules ke khilaf ho. Hamara maqsad hai “Financial Literacy” failana.
Conclusion: Aapka Paisa, Aapki Zimmedari
Bade log aayenge, tips denge aur chale jayenge. Lekin mehnat ka paisa aapka hai. Isliye kisi influencer ki reel dekh kar invest na karein. Khud seekhein, padhein aur fir faisla lein.